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Financing Resources

These are our favorite options for your roof/solar/battery project financing:

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1. Self Generation Incentive Program (SGIP)

2. GoGreen Financing

3. Sonoma County Energy Independence Program (SCEIP)

4. Redwood Credit Union (HELOC, Solar loans, Construction Loans)

5. 101 Home Loans (HELOC and various options)

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Please see summary of each option below.

Remember you are also eligible for a 30% Federal Tax Credit.

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Amy roof, Petaluma Roofing, Rohnert Park Solar Roof

SGIP in a nutshell

  • Rebates provided through California and Utilities (PG&E) 

  • Must be getting battery

  • Eligibility Requirements​​​

    • Equity: $150/kWh​

      • 50% total open to general population.

      • 50% given to ​High Priority location (fire) OR Public Safety Power Shutoffs (PSPS)

    • Equity Resiliency: $1k/ kWh​

      • High Priority location (fires-check map here) OR Planned Power Shutoffs ​

      • ​Medical needs requiring power OR  income for your area <80% median​

      • 501c3, Schools, Small businesses eligible if you can provide a resiliency center during emergencies

    • ​Battery Equity Program: $1100/kWh AND $3.10/W for Solar​
      • Solar AND Battery​
      • CARE Program or <80% median income
      • Renters (w/5 years occupancy) and 501c3s included
      • More information coming from CPUC soon...
  • If you qualify, you get a reservation (your $ is earmarked).

  • Please call us if you'd like us to help you check if you qualify. 707-981-9801. 

GoGreen in a nutshell

  • Financing backed by CA and Utilities, so lower rates possible

  • No Dealer Fee, Closing Costs, or Lien

  • Up to 30% financing can be used for non-energy upgrades

  • $50k max ($75k if you are getting Solar and Battery)

  • 3.75%-8.12% (as of 10/15/24)​

  • ​Need approval before beginning project

  • Eligibility Requirements​​​

    • 580 Credit Score or higher

    • Good for any energy upgrades including solar and batteries

    • Major Utility (eg PGE, SDGE) 

    • Renters (with Landlord permission), 1-4 Residential until, Manufactured homes on foundation

  • Please call us and we'll help you get started on your application (707)-981-9801

SCEIP in a nutshell

  • 7.99% interest rate (as of 10/15/24)

  • Tied to Property Taxes

  • Keep money local (used to run SCEIP program, etc.)

  • No money down, pay off anytime

  • Works for roofing, solar, batteries, insulation, etc. 

  • Consumer protections built in

  • Accessible Communication

  • Please find more information on their website or give them a call (707) 565-6470

RCU in a nutshell

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